CREDIT LIFE AND DISABILITY INSURANCE

Chief Financial believes that your debt should not be part of your family's inheritance. As such, we offer Credit Life (Loan Protection) Insurance up to $10,000.00 on aggregate Consumer Loans (not including real estate loans), at no direct cost to you. If you should die while the coverage is in force, Loan Protection Insurance will automatically repay your loans.

Loan Protection is available until age 70, provided eligibility requirements are met. Joint Coverage with a co-maker is available at a reduced rate.

Credit Disability Insurance can be purchased in conjunction with loans in the event you become sick or injured. If a member is disabled at the time a loan is disbursed, they are not eligible for this type of insurance. This low-cost insurance will guard against temporary disabilities. After being out of work for 30 days, benefits can begin on the 1st day of the disability. In order to be eligible for Credit Disability Insurance, you must be working at least 30 hours per week in you current job and be 64 years of age or younger at the time of your loan request.